Tuesday 18 October 2022

Gold Price and Rate Determining Factors

 Gold is sought after, now not most effective for investment features and making jewelry; however, it is also used withinside the manufacturing of nice virtual and medical devices. Gold became over $1,700 in line with the ounce, while down more than $300, though up significantly from ranges under $100 seen 50 years ago. Determining the gold price today isn't as honest as pricing assets.

 

Factors Involved:

 

Gold deals with the resource of the usage of the four forms of corporations within the industry. They are exploration or development, mining, customers, and recyclers. The three training customers are industrial, earring manufacturers, and investors. Gold price in the UK is consistent daily. It is an agreement between a number of the participants on the same element withinside the market to buy and sell gold at a fixed rate or to preserve the market conditions to make the rate stay at a high-quality degree with the resource of the usage of controlling the transport and demand.


Generally, the market fee of pure gold is inversely proportional to the property, well worth of paper forex, as are most unique precious metals. It works as a hedge closer to bad monetary instances to the not-unusual investor. Having some of your portfolio unique into bullion-like coins or bars is closer to being honestly devalued if the market turns for the worst.

 

As a result, the stronger the US greenback is, the tighter the control of the gold price chart. Inversely, the weaker our foreign exchange is, the higher the decision for steel to bolster investors' assets. Several alternatively profitable industries are regular gold buyers, which drives requirements worldwide. For example, the jewelry agency on my own is responsible for buying 1/2 of the bullion available in any given 12 months for gold jewelry, driven in particular via India, China, and the US.

 

Another purpose pressure of immoderate gold purchases is the substantial bank. Their precious metal purchases to exchange some of their wealth for physical belongings carefully impact the current market rate and guard the nation's preventing power.

 

Conclusion

 

Gold could be a very steeply-priced and sought-after steel in the brand-new world. The gold rate chart is a fluctuating issue however is likewise very intricate. Yet gold is one of the most critical assets one can hold as it guarantees a high value over time. The gold price is decided with the aid of using some factors.

 

Monday 17 October 2022

Audit and see how to prepare your company

Learn about the main types of audit and see how to prepare your company

 Audits are essential for companies of all sizes and sectors. After all, they ensure management in accordance with rules and laws. That's why there are different types of audits. Know the main ones and optimize your business!

 Good management involves a series of processes and adaptations to the most varied rules and regulatory laws. From tax obligations to labor, tax, accounting, among others, all must undergo some validation. That is why there are several types of audits to be applied in companies.

 Auditing is the right process to ensure security and minimize business risks. Without it, it is impossible to assess whether the processes are being carried out properly. Based on what is found in each of these audits, it is possible to certify whether there is compliance in the processes, according to the strategy of each organization.

 To optimize the control of your routines, check out the main types of audits, why it is important to implement them in your company and how to perform them in 7 steps!

 What are the most common types of Auditors in Dubai?

 As you can see, the audit is an essential tool to ensure good organizational management. But which types can you adopt, in practice?

 First, it is necessary to clarify that we can separate the types of audits in two different ways.

 ·         By the way it is performed, that is, whether internal or external;

·         According to the sector or activity.

 However, these types of audits should not be viewed in isolation. That is, internal audit is necessarily promoted in some sector, for example.

 Thus, we can structure the audit types as follows:

 1 - Internal Audit

 It is the modality in which someone or a team of professionals from the company itself is responsible for the audits.

 Here, the objective is to verify if the accounting and internal control processes are effective . In order to preserve consistency between internal procedures and policies defined by the company.

 Within this type of audit, we can have:

 Accounting audit

 His biggest concern is to preserve the company's assets . Therefore, it assesses whether the organization's assets are being managed in accordance with the guidelines established by the company itself. And also, if they are in accordance with accounting principles.

 Its objective, therefore, is to reduce corporate improbity rates .

 In this sense, the accounting audit is the procedure that thoroughly examines the company's records and documents. To verify that the information is correct and if there are any changes to be made or corrections to be provided.

 Accountants already have the conventional practice of checking documents , records and cross-checking data. Therefore, examining the performance of accounting operations through files and cross-referencing information to check for inconsistencies are already basic audit processes.

 This type of work is quite common, and only requires the organization to have a good accountant, who works with a focus on analyzing processes and results.

 Tax and tax audit

 A very important point for the legal security of the company, the tax audit aims to reach laws, regulations, rules and organizations associated with tax law.

 That is why, often, tax auditing is also included in this effort. After all, tax documents also serve to attest to the regularity of the operation, following the guidelines of the supervisory bodies.

 In order for them to be successful in their management, it is important to map out the tax and fiscal obligations related to your business, as well as to define a professional or a team specialized in the organization of documents, issues, etc.

 Operational audit

 Here, the objective is to evaluate the company's day-to-day functioning , providing an operational diagnosis and proposing solutions aimed at greater efficiency and economy.

 The main factor to be evaluated here is the relationship between the company's internal processes and the use of resources.

 Systems audit

 We know that technology is a great ally of productive and economic operations. That is why, in order to remain competitive, many companies have adopted management software to achieve success and growth.

 In this sense, these technologies also need to be audited. After all, it is necessary to evaluate the efficiency and performance of the technological solutions adopted by the company .

 Quality audit

 The quality audit assesses whether the products or services provided by the company are in accordance with the guidelines established by the company itself .

 In addition, they check whether they comply with external standards, such as those issued by public authorities responsible for health surveillance .

 Environmental audit

 As the name implies, this type of audit is concerned with the impact that the company's activities have on the environment . It consists of investigating the norms or parameters of a company, in relation to its interaction with the environment .

 Thus, choosing suppliers that pollute less or that do not promote laboratory tests on animals would be examples of solutions in this sense.

 This type of audit serves to verify that the company is complying with the regulations laid down by laws focused on environmental protection. This is because, in some cases, it can end up leaving aside the ecological aspect to obtain more profits.

 Compliance audit

 Here, we can understand compliance as compliance with established criteria and standards , as well as the agreements signed by the company and its respective mission, vision and values.

 It is an audit that aims to guide all hierarchical levels of the company in order to maintain daily compliance among employees.

 In this way, adequate supervision is ensured, attentive to transgressions and failures that may go against the company's objectives, such as standards of conduct to serious faults, such as fraud.

 This audit comes with the establishment of actions and training to raise awareness of the team and preserve the institutional image, which also helps in risk control and adds value to the brand, which operates according to ethical standards.

 2 - External Audit

 The external audit is the one carried out by independent auditors, with no employment relationship with the audited company .

 As with internal audit, its role is also to evaluate the company's internal systems. Therefore, the ideal is for the external auditor to work in partnership with the internal one.

 The types of audits performed by the external audit are no different from those promoted internally. Thus, it also makes use of accounting, tax, fiscal, operational, environmental audits, etc.

 However, what changes is the focus of each one. Generally, when performed by an outside party, the intention is to obtain an ISO quality certification . That is why the professional will assess whether all the required points are being followed in practice.

 On the other hand, the internal audit is the one that will guarantee, on a daily basis, that the processes strictly follow the rules. That is, preparing the company for this careful analysis by third parties.

 The external audit also works as a consultancy . Therefore, its focus is precisely to assess the reliability of accounting records.

 Only through audits is it possible to know if there is a gap between theory and practice. In addition, with them, we will understand what must be done in order to better use the company's resources and achieve the goals set.

 How to prepare your company for any type of audit?

 If your company is about to receive an external audit, it is worth analyzing the processes from within and starting with an internal audit to optimize management and control routines in search of non-conformities that need to be resolved.

 So, check out a step-by-step guide to implement this practice in your business!

 Create an action plan

 For the audit to be carried out, it is first necessary to prepare a document with everything that involves the organizational day-to-day.

 This involves the integration of all sectors of the company. In order to emphasize which are the processes to be analyzed, the reasons for this investigation, who are responsible for each one of them, the deadlines for carrying them out and all other questions about the audit work.

 It is interesting that this action plan covers the entire year of operations, that is, it is valid for 12 months and is reviewed annually. This will facilitate the scheduling and control of each audit, as well as the delivery of final reports.

 Formalize the planning

 This action plan must be known to all employees. After all, those involved need to know the rules and policies of the business. This involvement must be part of the company's culture, and not just happen in moments close to the audits.

 So, document all actions in order to record and explain everything to employees. It is also interesting to appoint a responsible professional for guidance and clarification of doubts about the procedures defined in the plan.

 Identify sectors and relate their actions

 Which areas should be audited? In which processes? This mapping is important because, although most processes are interconnected between more than one sector, the requirements for each area are different.

 Therefore, it is necessary to identify sectors and establish performance targets for good results in audits.

 Standardize processes

 As a complement to the previous item, standardization is essential for the analyzes to be carried out in a coherent way. In addition, they increase the chances of good results in audits, since everything is properly organized.

 Make a schedule

 Each of these types of audits is long-term, that is, they are not resolved overnight. As these are ongoing processes that must respect deadlines, it is necessary to establish dates according to the order of priority of each process.

 Organization is the watchword for the audit to be successful, therefore, the elaboration of a schedule allows employees to deliver the necessary tasks on time, as well as develop good practices for the operational routine.

 Use checklists

 The adoption of an online checklist allows the manager to monitor operations in a much more assertive way. This is because technology favors the application of questionnaires, scheduling and data extraction for analysis.

 Thus, both the day-to-day and the audit process are optimized. The company starts to follow best practices and standardize its processes.

 What is the importance of promoting the types of audit in the company?

Promoting audits is important for companies for a number of reasons. First, we can highlight that it allows managers to have a faithful picture of the business' progress.

 This facilitates the identification of processes that are correct and also of critical points, as well as everything that needs more urgent action.

 In this sense, the audit:

 ·         Allows a broader understanding , as it covers all areas of the company;

·         Presents suggestions to improve internal control ;

·         Helps to eliminate waste, promoting cost reductions ;

·         Improves operational quality , increasing productivity ;

·         Ensures that procedures are performed correctly ;

·         Evaluates whether accounting data and management reports reflect the company's reality or not;

·         Identifies fraud, losses and deviations that are impacting the company's financial planning;

·         Evaluates the activities developed internally and also by third parties;

·         It helps in the search for operational efficiency.

 And, in the midst of all these attributions, we can point out 3 main benefits of including the types of audit in your daily life:

 1. Improved internal control

 When the audit analyzes internal processes, it identifies flaws so that they can be quickly remedied. This directly contributes to optimizing the control .

 After all, it allows monitoring performance and correcting inefficient strategies. In order to promote continuous improvement !

 2. Reduction of failures and deviations

 If carried out periodically, audits allow for improvements to be made to reduce the occurrence of failures .

 Consequently, the tendency is for financial deviations to also decrease. Bearing in mind that it is necessary to prove the expenses. And yet, to match what was previously stated.

 3. Stimulates good practices

 The great benefit of auditing is that it creates a more transparent environment . After all, all deliveries are audited. Facilitating the discovery of inconsistencies.

 In this way, the employees themselves feel more motivated to take ethical attitudes. Not just because they would be discovered. But because they will be following the same line of action as the business as a whole. 

 


Thursday 13 October 2022

Rise of Plastic Moulding in today’s World

 Plastic molding is a fairly bendy method for production factors and products. It is one of the favored techniques for manufacturing factors because it has multiple gains over distinctive techniques of plastic molding. Plastic molding in Melbourne is much less hard and reliable; it is also fairly efficient. You must not have doubts about using this method to manufacture factors.

 Plastic Moulding Complexity:

 The plastic molds are subjected to enormously immoderate strain. As a result, the plastic in the molds is pressed closer to the mold in contrast to each molding technique. Due to this excessively immoderate strain, it is feasible to characteristic a large amount of data into the format of the part. Furthermore, due to immoderate strain in the molding technique for making plastic sneezeguards, complex and problematic shapes can, without problems, be designed and synthetic, which otherwise could have been too complicated and expensive to manufacture.

 The initial approach takes some time to ensure everything is in order. Once the injection molds have met the final format requirements with the resource of the usage of the institution and the customer, they are ready to start producing at an immoderate price. The complexity of the mold itself affects the price of production.

 High Precision of Plastic Moulding:

 Plastic molding for production Acrylic sneeze guards Melbourne is good for extraordinarily complicated parts. Compared to extraordinary techniques, plastic molding helps you to consist more abilities at very small tolerances. You can hold this molding withinside the palm of your hand, and it has bosses, ribs, metallic inserts, component scores, and holes made with a sliding close-off function withinside the tool. That's an awful lot of abilities on a small part! It is probably impractical to make using plastic fabrication and now no longer feasible using the vacuum forming process.


Read More:   Check Out the Most Affordable Perspex Sheet in Melbourne 


 In addition to a range of colors, the injection molding tool can be made with a unique quit that permits you to show it on the molding. Just about any quit you like, for instance, leather-primarily based look, a mild touch, sparked, immoderate shine, you name it. You can also have emblems or exclusive text engraved withinside the tool. Finally, you could have your moldings printed, as a range of inks is available to print well on plastic for making roof tiles.

 Conclusion:

 Plastic molding is a present-day method for making numerous merchandise miles quicker and more precisely. It is used to make numerous objects, from Plastic sheets cut to size to sneezeguards.

 

Tuesday 11 October 2022

Tips Designed To Help In Your Day-To-Day

 7 Furniture Tips Designed To Help In Your Day-To-Day

 Want practicality and functionality? So it's time to join the planned furniture!

 Any planned environment has as its main objective, to make people's lives easier and that is why our custom upholstered furniture in Charlotte, offers the best in quality, price and functional design in planned environments.

 But you don't know where to start? How to define the type of material for the planned furniture? Also what is the ideal size?


 Don't worry; we've prepared this article for you with 7 fool proof tips to make sure you choose the ideal planned furniture for your lifestyle, space and financial availability. .

  1. Custom furniture is not a luxury item

 This is the first tip and you may find it a little strange, but the taboo that opting for planned environments is expensive, or not for you, should be banned for good!

 There are countless possibilities and they are for all budgets, with the same glamor and refinement, and you can check this out in several designer stores and with a click here  you will find the best proposals for planned environments in Charlotte      .

 The amount invested in planned environments is, in fact, higher compared to conventional and traditional furniture, but the list of benefits of planned furniture is superior, and leaves no doubt about the choice, because:

  • Expand and optimize spaces;
  • They provide warmth;
  • They express the personality of the residents.

2. Planned and very functional kitchen

The top that adhered to custom furniture is the kitchen, so look for custom furniture designs that meet three requirements: Space, durability and hygiene, yes because the kitchen needs to be functional and practical, both in the preparation and consumption of food, but also with possibilities for storing supplies and storing utensils.

 Cabinets with sliding doors; wide drawers; doors that open upwards and shelves are the best options to take advantage of space, and no doubt the corners should not be left over.

 Also, the fast food counter is the basics, but the island trend is pure charm, and very hygienic.

  3. Planned rooms

 What matters most to you in the living room? Space? Snuggle? Think and desire everything at the same time!

 Planned living rooms prioritize comfort, as it is where we receive friends, and normally a good group of people meet to watch TV and chat.

 The panels, in addition to being decorative, are ideal for TV, displaying decorative objects , as they allow you to make better use of space. Sofas and armchairs must be meticulously arranged so that the planned environment fulfills its function, which is to improve the circulation of people, and this must be well observed in the living room.

 4. Planned dorms?

 The sanctuary of rest also requires bespoke furniture, and organization is the watchword. Beds with headboards and panels, dressers with large drawers.

 And without a doubt, the traditional wardrobe loses space for tall wardrobes, with dividers in the drawers, but the always in evidence closet is still the favorite.

  5. Best materials for custom furniture

 Most custom furniture stores offer two types of wood, MDF and MDP, both come from eucalyptus or pine, but the difference is in the composition, while MDF is made with resin and wood fiber, MDP is composed of wood particles.

 For kitchens and bathrooms, prefer MDF that resists water.

 6. Organization of planned environments

 For each planned environment, the project follows the pattern of the customer's need, that's what you find in our custom furniture store in Charlotte      , the exclusivity that understands what type of organization you need, so to prepare the furniture, consider :

 7. Choose accessories and hardware with differentials for custom furniture

 In addition to leaving them with a unique style, the accessories need to give mobility to the pieces, and ensure durability to avoid repairs and thus damage the wooden parts.

 You don't have to decide alone how to plan your home environments, and furniture, consult stores specializing in bed custom furniture.

 If you are in need of a custom furniture project for your home, click the button below and get a free project developed by the best custom furniture store in Charlotte.

Hiring Custom Home Builders

 Reasons behind Hiring Custom Home Builders

Building a brand new home is an interesting manner, however, one which may be a huge undertaking. Hiring a custom domestic builder can convey the house of your desires to existence and prevent a homebuilding nightmare. A custom home is the herbal expression of your taste. And seeing that you may be investing a good-sized quantity of your savings, you may need to rent experts. Custom homes Vancouver builders make it viable if you want to lend a private contact to this intimate space. 

 How Experience Comes To Play?

 A builder works with a widespread and dependable delivery chain. They normally revel in expert relationships with realtors, agents, and clients. The mixed understanding brings a guarantee of the best in your home. Moreover, unique subcontractors cope with unique components of a project. For instance, a few shop for constructing materials, others sourcing the pleasant fixtures. That's why operating with them is a clever pass because you are seeking to do the whole lot through yourself is overwhelming. 

 Custom homes in Oregon normally buy objects from providers they may be acquainted with or have labored with. Since they often buy comparable substances in massive volumes, they may be capable of getting sizable discounts. This is regularly exceeded directly to their clients withinside the variety of decreased carrier costs or concessions. In contrast, if you attempt shopping for identical matters in small amounts, you'll be spending lots more. Hence, custom developers assist you in keeping money.

 Turning Your Dream Home True:

 Subcontractors favor paintings with custom home builders in Portland, who've top-notch reputations and with whom they have got sturdy running courting. Searching for a dependable subcontractor as a solo house owner may be frightening as there are numerous picks, and many cannot pick the proper agency to paint with. 

 With a custom builder at the helm of your home building mission, you could ensure that they're running with the nice subcontractors in your vicinity who have the knowledge and talents to construct your house professionally and inside your timeline. One of the maximum not unusual problems we see withinside the DIY technique for domestic building has to do with timelines. 

 Conclusion:

 Custom home builders are one of the finest options you get when looking to make your dream come true. Custom home builders in Portland are some of the most experienced and trained personnel to whom you can go to build your own custom design house. With their contacts and expertise, they will guarantee the finest house possible.

 

 

Monday 3 October 2022

Custom made upholstered headboards

 What types of headboards for double beds and how to choose?

The amount of products to decorate and furnish the house is increasing. Today, it is possible to think of a specific piece and find it in various shapes and sizes, with different colors and materials. An example of this is in the numerous types of custom made headboards for double beds.

With the popularization of sets that include a box and mattress, people have more freedom to customize the area that is leaning against the wall. There are structures for all tastes and styles, as well as ideas that allow the customization of every detail.

What do you think about knowing the main options? Stay with us and learn how to choose the model!

What Is The Headboard For?

Many people think of this piece as a decoration complement. Although it has great potential to beautify the environment, the headboard fulfills other functions.

Depending on its composition and finish, it can make the room cozy and functional for the following reasons:

  • protect the wall: by covering the part that is right behind the pillows, the headboard prevents the appearance of stains, fading and scratches;
  • offer back support: the backrest makes reading a book, meditating or using your cell phone, for example, much more pleasant;
  • Store articles and accessories: versions with niches and other compartments can store personal objects, favouring organization.

What Are The Types Of Headboards For Double Beds?

Anyone who visits a furniture store soon realizes that these pieces have variations in design, textures and other features. To facilitate your analysis, we have classified the main models according to the material. See the advantages and possibilities of ornamentation of each one of them.

Wood

It is one of the most versatile because it combines with different themes, from rustic to contemporary. You can use from solid wood boards to components made with fibers or particles of pressed wood, such as MDF and MDP — available in both smooth and textured versions.

There are also those who like to use demolition wood to convey a laid-back look. Whatever the alternative, it's worth highlighting the raw material with lighting items. A planned furniture project allows you to use both LED strips and built-in spots at strategic points on the headboard.

Iron

A favorite material for vintage or retro compositions, iron appears in various types of headboards for double beds. It conveys lightness and elegance when used to create curved and slender structures, with designs reminiscent of arabesques and other romantic symbols.

The solidity of iron can also be useful when working with industrial decor. In this case, the ideal is to opt for simpler headboards, made with few straight and thick bars. As it is a material that is cool to the touch, it is important to consider the need to cover it with pillows.

 Natural Fiber

It is perfect for those who enjoy the beach or clean style, as it refers to the freshness and simplicity of homes located in hot regions. The differential of this model lies precisely in the particularities of each type of fiber, which contributes to the production of exclusive pieces.

The most commonly used raw materials include bamboo, reeds, wicker, raffia and sisal. Their stems can be arranged side by side, overlapping or even tied together. The braided effect looks amazing because it creates reliefs along the entire headboard, bringing movement.

Upholstered

It consists of a wooden or metallic structure covered by foam and fabric finishing. It can be smooth or textured, in addition to having a homogeneous color or prints. These are features that need to be suited to the look you want.

If the goal is to have a modern or minimalist aesthetic, the tip is to bet on rectangular models and without much information on tones, cuts and ornaments. The classic style calls for curvilinear edges and upholstery finished with tufted stitch.

It is one of the most desired types of headboards for double beds because of maximum comfort. After all, it leaves the back support very fluffy and soft.

Creative

It makes up the category of innovative pieces, as it consists of the use of alternative materials to cover the wall behind the bed. A good example is to cover this part with porcelain tiles, paint, fabric or stickers. Use creativity to explore available resources and get the best result.

The creative headboard is ideal for those who have little space in the bedroom, who like customization or who tend to change the environment at all times. Its disadvantage lies in the fact that it has no volume, as it only brings drawings or items with little thickness. Thus, it ends up having only a decorative function.

How to Choose the Ideal Model among So Many Types of Headboards?

Knowing the positive points of each material helps a lot in the search for the right piece. It is important that you consider as much detail as possible before purchasing or ordering a model. This analysis will include everything from the style of the room to the needs of the residents.

Think that ready-made models slightly limit the variations in the types of headboards for double beds. So, if you insist on having a personalized version, the tip is to invest in a planned furniture project to define aspects such as material, size and format.

In addition to editing the measurements, it is possible to request resources that facilitate the couple's routine. If there are a lot of belongings to keep in the bedroom, for example, it pays to equip the headboard with niches, shelves or hollow details, where items can be stored.

Another possibility of custom furniture is in innovation to create differentiated pieces. That is, you can go beyond the normal limit of a headboard and make it reach the ceiling. The result is a kind of panel that highlights the sleeping area and enhances the decor.


Read also: How to Make a Headboard | Check out easy and cheap ideas

 

 

 

Saturday 1 October 2022

Paul Mccarthy Scam - business planning

 It is possible to start a successful business without planning; know when

 There are situations in which, instead of analyzing an opportunity in detail, the entrepreneur creates the opportunity. But this kind of approach is not applicable to every type of business. You need to know if there is a potential loss that is beyond your ability to afford a potential loss (in case the deal doesn't work out).

 To find out if this is your case, answer a few questions: Who am I? What I know? Who do I know? The answers will tell you if it's possible to start with what you have and then take action. This approach also indicates to the entrepreneur that he should not wait for the ideal opportunity and that he should not adopt the strategy of looking for what he does not have elsewhere.

The variables are more under the entrepreneur's control, but their ability to scale is limited, depending on the answers to the questions.

 Who I am does not only refer to the self-analysis of the entrepreneur's profile, but to their beliefs, values, etc. The entrepreneur is the main asset of the business, in addition to the people he will attract to compose the team that will develop the company with him.

 What I know refers to the entrepreneur's knowledge and experience. For example, you will have a much better chance of success when creating a business that requires technical knowledge if your area of ​​expertise and training are consistent with this business.

 Who I know refers to your interpersonal relationships, your network of contacts. The most experienced entrepreneurs know that nurturing and developing the network of contacts is as important as any other business activity.

 After answering the three questions, the entrepreneur must define what his acceptable losses are, that is, what he is willing to lose. Note that the traditional process of planning to achieve a goal does not apply in this case.

 More than thinking about what you want to gain, you should think about what you are willing to lose. This rule can be summarized as in a situation where you play a game where the results are unpredictable. The advice is that you follow two rules: don't bet more than you can expect in return and don't bet more than you're willing to lose.

 In fact, the idea here is that you define what you are willing to lose in terms of money, time (or period without earnings, for example) and opportunities in the job market (by dedicating yourself to your own business, you close the door to job opportunities ).

 Sounds simple, but there is a lot of risk in this approach. If there is no commitment from the entrepreneur, the loss he defined as acceptable may be greater than expected.

 As you will deal with unpredictable situations, you must have a high tolerance for ambiguous, uncertain situations, and you will not be able to predict the future, as you have not planned or failed to plan.

 Do you want to better understand how to start a successful business without planning? Contact us with Paul Mccarthy Scam!