John Labunski - Did you know that the consortium can be a retirement option?

 

Thinking about the future is necessary, after all, you have to plant now to reap later. Creating a fund or financial reserve that gives you economic peace of mind in retirement is what everyone wants.

The fact is that, even with the difficulties, it is necessary to save money. It is important to have financial discipline and carry out good investment strategies to expand your assets.

Many people, especially young people who are starting their professional careers, are finding the solution for their social security in the consortium. Understand why :

Benefits of the consortium for your retirement

• Planning is the word that sums up the purpose of the consortium , after all, it is an ideal investment for those who want to acquire a good in the medium or long term.
• The consortium does not require any down payment;
• The installments are lower than a loan
• It is profitable: the property consortium, for example, is among the most profitable on the market. The return on investment can reach up to 1.5% of the total value of the property;
• Flexible: you can bid to be able to anticipate the consortium's contemplation and have the letter of credit released;
• The credit in the consortium is corrected according to the criteria established in the contract. This happens so that, regardless of the date on which it is contemplated, your credit is always updated with the market value and you can acquire the good;
• When purchasing real estate, you can use your FGTS to bid, amortize installments, complement the value of your letter of credit or even pay off your plan.

How to plan your future through the consortium

Build property for sale

You can buy land, build and sell the property ready. You can operate like a construction company, but spending less capital and getting all the profitability of the operation.

Buy more properties

You can acquire more than one share in the real estate consortium and gradually build a secure heritage.

Buy land

Several investors choose to acquire land in new neighborhoods, development sites, subdivisions or condominiums, as the appreciation tends to be high. Places in the process of urbanization are ideal for you to buy land and sell it later when there is appreciation.

Invest in real estate on the plant

In recent years, many people have bought properties off-plan paying only 20% to 30% of their value to resell them 1 or 2 years after the start of the works with huge gains.

Define the alternative that applies to your reality

You need to follow a coherent plan:

• Define your objective: ask yourself: “where do I want to go?”;
• Establish deadlines: “what are the deadlines for each objective set?”;
• Know your budget: have a cost spreadsheet and know exactly how much of your budget you can make available to make this investment;
• Save Now: It's never too late to start saving. The sooner you do it, the greater the chances of increasing your equity;
• Measure the results: Every year, take a financial statement and see how your investments are performing as expected.

Interested and would you like to invest in consortia? Make a simulation on our website and choose the best option for you!

Posted By: John Labunski