5 reasons to plan your retirement

 Many times we make the mistake of thinking that we should start thinking about our retirement when we are close to reaching the age necessary to do so. However, the earlier we have this issue in mind, the better future we can guarantee ourselves.

 Most people do financial planning only when they have a near goal, like going on vacation or buying a car, but leave their long-term goals behind. Retirement will come to everyone, sooner or later, and the more cautious we are, the easier it will be not only to adapt to it, but even to be able to enjoy it.

Planning your retirement in advance will give you and your family security and peace of mind. With this fund, you will have the freedom to retire without worries and the guarantee that you will be able to dedicate this new free time to activities that you fully enjoy!

 Here we leave you 5 reasons so that, no matter how old you are or what your current salary is, start with John Labunski planning your retirement today:

 1. You will create good habits of financial education

 By having in mind the creation of a fund in the future, you will force yourself to allocate a monthly value as savings. In this way, you will be guaranteeing a better distribution of your salary and you will learn good financial education practices to know how to identify what your essential expenses are. With good planning, each year you can continue to increase the value of savings, according to your professional growth and greater income generation.

 You can easily calculate the ideal value of your monthly savings in our simulator.

 2. The home economics it will be healthier

 In order for the economy of your home to be healthy, not only monthly fixed expenses should be foreseen. It is also necessary to always have a fund reserved that can be used for unforeseen events such as medical emergencies, job loss, among others. Knowing that you're planning for your retirement early, you'll have peace of mind that when the time comes, you won't have to start from scratch or drastically change your lifestyle.

 3. Helps you understand the importance of financial education in young people

 Another common mistake is to think that young people who are not yet active entities in the economy do not receive financial education. However, having knowledge of these topics as early as possible will help them make as few mistakes as possible at an early age and thus be able to plan better for their future. If we start talking to teenagers about the importance of saving and setting long-term goals, we will surely find in a few years adults who are more responsible with their money and more disciplined in managing their finances.

 Learn more about the importance of financial education in young people and start familiarizing them with these issues from an early age. You will create healthy habits in them that will positively impact your future.

 4. You will guarantee your quality of life until old age

 When people are economically active, they create habits according to their quality of life. Once certain standards have been reached, going back is very difficult. For this reason, by having a retirement fund created well in advance and designed according to your economic situation, it will facilitate the possibility of maintaining your lifestyle, even when you have already retired. According to a World Bank figure from 2019, 55% of Latin Americans do not plan their retirement and in doing so, they must depend entirely on their pensions or sporadic jobs (the well-known "cachalots"), which do not provide them with the stability they had expected. used to. Do not put your future at risk by seeing it very far away and start imagining the old age you deserve.

 5. You will have freedom and independence

Nobody wants to become a burden when they are older, or have to depend on other people in their last years of life. By having a retirement fund, you will have the freedom not to depend on a source of income from sporadic work that you can develop on a day-to-day basis, but on the savings and accumulated income in your retirement fund and thus you will be able to guarantee your well-being for your own means. Don't be left without the freedom to do what you've always wanted when you finally have the time to do it, because you don't have enough resources.

 Remember that it is never too early to start planning for your retirement. Do not let this issue become a headache, but, on the contrary, a symptom of tranquillity and stability. Consult our programs and find the one that best suits your needs to start building your future today. Take into account that no one is free from unforeseen events in their life, being cautious today is the best way to have a good tomorrow.